Mo.one payment technology

How direct account-to-account payments work through PSD2 and an NFC PayPoint.

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‹How a payment proceeds

✓The client taps their phone (NFC)

✓Mo.one opens

3Confirmation in the bank (SCA)

4Credited to the merchant

250,00Kč

Credited immediately

PSD2 · ČNB supervisionAuthorisation in the customer's bank.

A2A from account to accountNo card network, no chargebacks.

STEP 1 / 2

The path of a payment

Tapping the phone → Mo.one → confirmation in the bank → credited to the merchant.

Mo.one uses direct account-to-account (A2A) payments. They are faster, cheaper and safer than cards · in real time and credited immediately.

The client taps their phoneNFC

Mo.one opens

Confirmation in the bankPSD2 / SCA

Credited to the merchant

The path of a payment.

PSD2 and ČNB supervision · we connect the payment directly to the customer's bank and authorisation takes place in their banking app.
The PayPoint creates a unique payment link for every payment.
Lower fees · no card scheme between you and the customer.
Fast crediting and no chargeback risk.

In short · open banking (PSD2) and NFC together mean speed, lower costs and higher security.

Did you not find the answer?

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