Connect accounts from nine Czech banks and see balances and movements in one place. And when you pay, you choose which account from - the confirmation always happens in your bank.
One account? All the banks.
Fio, Air Bank, Raiffeisenbank, Česká spořitelna, Komerční banka, ČSOB, Moneta, UniCredit and mBank - connected directly through dedicated PSD2 interfaces.
With your consent we load information about your accounts across banks. One overview instead of three apps.
At the till and in the app you choose which account to pay from. By balance, by mood - in one tap.
You confirm every payment and every connection yourself with biometrics in your banking app - securely and in a few taps.
In the app you pick your bank from the list of nine connected ones.
The app redirects you to your bank, where you confirm consent with biometrics. Every bank does it slightly differently - we will guide you through.
The balance and movements show up in the overview and you can pay with the account right away. The first payment works the same way - confirmed in the bank.
How smooth this is at each bank is improving right now - banks are fixing their interfaces following ČNB opinion RS2025-28.
We assess how well banks meet their PSD2 obligations - from smooth App2App connection to needless obstacles. Fio banka holds first place and we track the state of all eight continuously.