Mo.one App

The app you pay with directly from your bank.

Connect your bank account and pay by phone. Every payment is confirmed by your bank and every one gives you Stardust points back.

See the app

0 Kča month, no fees

8banks connected

2 minfrom download to first payment

How a payment works

Tap. Confirm. Done.

You tap your phone

On the terminal or PayPoint, over NFC. A gesture you already know.

You confirm in your bank

A notification arrives from your bank. Fingerprint or face, two taps.

Done within three seconds

The money goes straight from your account to the merchant's account. That is all.

The first payment once. After that, just tap.

First payment: You connect your bank once (consent under PSD2). A moment extra - but only the first time.
Every payment after: Tap and confirm. No sign-up, no signing in again.

Real screens

No mock-ups. This is what the app looks like.

Payment - confirming the amount

Stardust - points and payout

Díky Tobě - rewards from merchants

Stardust

Subscription turned inside out.

Today every service wants a monthly payment from you. Stardust turns that around: for ordinary paying you collect points that turn back into money every month. No coupons, no extra sign-up.

points for every payment money back every month collected automatically

More about Stardust

One app, four worlds.

Stardust

Points for every payment, money back every month.

More about Stardust

Díky Tobě

Recommend Mo.one and get a share of the payments you refer.

More about Díky Tobě

Multibanking

Accounts from nine banks in one overview, payment from any of them.

More about multibanking

Mo.one Pomáhá

Part of every payment can go to an organisation you choose.

More about Pomáhá

Works with your bank.

Fio, Air Bank, Raiffeisenbank, Česká spořitelna, Komerční banka, ČSOB, Moneta, UniCredit and mBank.

You confirm every payment yourself in your own bank - securely and in a few taps. And your data stays yours: we work with it only within the services you switch on yourself.

Payment institution licensed by the Czech National Bank · AIS and PIS under PSD2

Your first payment in two minutes.

Download the Mo.one App, connect your bank and pay straight from your account.